Terms of Use

Last updated: January 11, 2026

By accessing or using DivCalcHub, you agree to these Terms of Use. If you do not agree, please do not use the site.

Use of the site

You may use the calculator and content for personal, non-commercial purposes. You agree not to misuse the site, interfere with its operation, scrape it at scale, or attempt to access it by automated means that place an unreasonable load on our infrastructure.

No financial advice

All tools and articles are provided for educational and informational purposes only and do not constitute investment, tax, legal or financial advice. See our Disclaimer for details.

Intellectual property

The site design, text, graphics and code are owned by DivCalcHub or its licensors and are protected by copyright. You may quote brief excerpts with attribution and a link back.

Third-party links and ads

The site may contain advertisements and links to third-party websites. We are not responsible for their content, products or practices, and inclusion does not imply endorsement.

Disclaimer of warranties

The site is provided "as is" and "as available" without warranties of any kind. We do not guarantee that calculations are error-free or that the site will be uninterrupted.

Limitation of liability

To the fullest extent permitted by law, DivCalcHub shall not be liable for any indirect, incidental or consequential damages, or any investment losses, arising from your use of the site.

Changes and contact

We may modify these terms at any time. Continued use after changes means you accept them. Contact hello@divcalchub.com with questions.